Processing Fees
If you're looking to configure Payments powered by Stripe for your organization, it is important to be aware of any fees you may encounter when accepting online donations.
Generally, Virtuous charges 2.9% + $0.30 per transaction.
Here's a detailed list of transaction fees when using Payments powered by Stripe:
| Pricing | Comments | |
| Visa, Mastercard, Disc | 2.9% + $0.30 | |
| Amex | 3.5% + $0.30 | |
| ACH USA only | 1% + $0.50 (no limit) | |
| ACH chargeback | $5.00 |
Per occurrence (Charged by Virtuous)
|
| International Surcharge | 1.00% | |
| ACH dispute fee | $15.00 |
Per disputed payment (Charged by Stripe)
|
| Card dispute fee | $15.00 |
Per disputed payment if not resolved in NPO's favor (Charged by Stripe)
|
| Minimum merchant fee | $0 | |
| Per card auto update instance | $0.25 |
Fee for each auto-updated card instance (Charged by Virtuous)
|
| Payout fee | Free |
Transaction Limits
There are no limits when it comes to credit card transactions.
However, there are limits on ACH transactions:
- $6,000 per transaction
- $10,000 per week
Now that you've become familiar with Payments processing fees and transaction limits, it's time to get started configuring Payments and learning more about when funds will be deposited!